Insurance

Insurance Accepted: Aetna, Empire BC+BS, MagnaCare, Optum, and United HealthCare

I will provide a superbill receipt for out-of-network services; you can get reimbursed by your insurance company as long as you have out-of-network benefits.

What is a Superbill?

A superbill is a detailed itemized receipt that healthcare providers use to reflect our services. These receipts are most often used to submit claims for reimbursement from third-party payers, like insurance companies.

If you are uninsured or do not wish to use insurance, we can discuss the cost with you so that we can arrive at a mutually agreeable fee.

Why Do Individuals Opt-Out of Using Insurance for Mental Health Services?

This is an excellent question. Here are some reasons why some individuals choose to opt out of using their insurance:

Lack of Privacy and Confidentiality. When insurance companies pay for your treatment, it also means that their employees (clinicians or not) will audit treatment plans and read what is talked about in session notes.

Assumption of Illness. Insurance companies operate on a medical model, requiring a diagnosis to establish that you have “a medical necessity” to seek services to pay providers. Unfortunately, most insurance companies don’t consider relationship issues, existential issues, life-transitions, personal development, or self-improvement as “a medical necessity”.

Negative Consequences in your Future. If given a diagnosis, the diagnosis will become a part of your medical record. While that might not be such a big deal right now, it may become one later on if you want To: get life insurance, work in the financial sector managing other’s assets, regularly handle firearms, or seek employment in any sector in which your decision-making might be called into question due to your emotional state such as lawyers.

Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

I’d recommend asking these questions to your insurance provider to help determine your benefits:

• Does my health insurance plan include mental health benefits?
• Do I have a deductible? If so, what is it and have I met it yet?
• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
• Do I need written approval from my primary care physician in order for services to be covered?

Payment

I accept cash, check and all major credit cards as forms of payment. I also accept payment directly on my site via this page.

Cancellation Policy

If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you will be charged a $75 cancellation fee.

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!